In this 2-hour class, you’ll learn the basics about managing finances.
Class Contents
- Understanding Banking Basics
- What is a bank?
- Why should you use a bank?
- Understanding Checking Accounts
- New Account Opening Procedures
- Using a Checking Account, Making Transactions, and Paying Expenses
- Writing checks and using bank forms
- Using ATMs and electronic banking
- Using a check card
- Staying on Top of Your Account Balance
- Reconciling Your Bank Statements
- Avoiding Overdrafts
- Protecting Your Account
- Common Budgeting Challenges
- What is a budget? Why do you need a budget?
- Making Choices and Decisions: Comparing “Needs Versus Wants”
- Four Steps to Creating and Managing a Budget
- Researching Income, Expenses And Spending
- Planning Expenses Across Multiple Pay Periods
- Tracking Your Actual Expenses and Spending
- Evaluating the Difference Between Your Planned and Actual Spending
- Budgeting Tools: Expense Tracker and Paycheck Planner
- Budget Buster (optional activity)
- Wrap up
NOTE: PNC offers an online version of the class at www.pncfoundations.com
