PNC Financial Literacy

In this 2-hour class, you’ll learn the basics about managing finances.

Class Contents

  • Understanding Banking Basics
    • What is a bank?
    • Why should you use a bank?
  • Understanding Checking Accounts
  • New Account Opening Procedures
  • Using a Checking Account, Making Transactions, and Paying Expenses
    • Writing checks and using bank forms
    • Using ATMs and electronic banking
    • Using a check card
  • Staying on Top of Your Account Balance
  • Reconciling Your Bank Statements
  • Avoiding Overdrafts
  • Protecting Your Account
  • Common Budgeting Challenges
  • What is a budget? Why do you need a budget?
  • Making Choices and Decisions: Comparing “Needs Versus Wants”
  • Four Steps to Creating and Managing a Budget
    • Researching Income, Expenses And Spending
    • Planning Expenses Across Multiple Pay Periods
    • Tracking Your Actual Expenses and Spending
    • Evaluating the Difference Between Your Planned and Actual Spending
  • Budgeting Tools: Expense Tracker and Paycheck Planner
  • Budget Buster (optional activity)
  • Wrap up

NOTE: PNC offers an online version of the class at www.pncfoundations.com